Need help with Employee Benefits? Talk to us.
Let’s start with your goals. We’ll review your current plan together — at your workplace, at our office, or virtually.
Let’s start with your goals. We’ll review your current plan together — at your workplace, at our office, or virtually.
Let’s start with your goals. We’ll review your current plan together — at your workplace, at our office, or virtually.
Medicare Insurance
Dozens of plans, rules that change every year and deadlines with lifelong penalties. Our licensed agents compare plans from many carriers and help you choose, at no cost to you.
Want extras in one plan?
Hospital, medical and usually drug coverage in one plan, often with dental, vision and hearing. HMO and PPO options.
Want fewer surprise bills?
Medigap plans pay most of what Original Medicare leaves behind. Benefits match by plan letter, but prices don’t.
Taking prescriptions?
Drug coverage with a $2,100 yearly cap in 2026. Sign up on time, even if you take nothing today, to avoid a penalty.
Plan premiums are the same whether you enroll on your own or with us, so our guidance costs you nothing.
People who do this every day, explaining your options in plain English and answering the follow-up questions too.
We compare plans from 30+ carriers, so the plan we suggest fits your doctors, drugs and budget.
How It Works
One conversation, in-person or virtual, and we stay with you every year after.
Your doctors, prescriptions, pharmacy and budget. That list drives every comparison.
We line up the plans that fit and show you the real yearly cost, not just the premium.
We handle the applications and answer the Social Security questions along the way.
Plans change each year. We check yours before the Oct 15 – Dec 7 enrollment period.
Turning 65 or Retiring?
The choices you make in your first window are the hardest to undo. A little planning now saves money for years.
Free Medicare Resources
Turning 65 soon?
Enter your birthday to see your dates, then follow the checklist.
Which plan pays what?
All 10 Medigap plans side by side, with 2026 costs.
Advantage or Medigap?
The two paths compared, plus a 30-second quick check.
What will it cost you?
Every 2026 premium and deductible, plus a premium calculator.
Questions
Part A covers hospital stays, skilled nursing care, hospice and some home health care. Part B covers doctor visits, outpatient care, medical supplies and preventive services. Part C is Medicare Advantage, private plans that deliver your A and B benefits. Part D covers prescriptions.
Your first chance is a 7-month window around your 65th birthday: 3 months before, the month of, and 3 months after. After that, you can change plans each fall from October 15 to December 7. If you’re on Medicare Advantage, you get another chance from January 1 to March 31. See your dates in our Enrollment Guide.
You may qualify for a Special Enrollment Period after a life change, such as moving out of your plan’s area, losing employer or Medicaid coverage, moving back to the U.S., or qualifying for or leaving a Special Needs Plan. Otherwise, you can sign up for Part B from January 1 to March 31, though a late penalty may apply. Call us and we’ll sort out your options.
If you already get Social Security benefits, you’re enrolled automatically. If not, you can apply online with Social Security, call them or visit a local office. We can walk you through it.
Yes. Most people take Part A anyway, since it’s usually premium-free. Whether you can delay Part B and Part D without a penalty depends on your employer’s size and whether your coverage counts as creditable. We’ll check before you decide.
No. Medicare covers each person on their own, with no spouse or family plans. Your spouse enrolls when they become eligible, in their own window.
Original Medicare covers very little routine dental or vision care, though it does cover some eye care for conditions like diabetes and glaucoma. Many Medicare Advantage plans add dental, vision and hearing benefits, or you can buy a separate dental and vision plan.
No. You pay the same plan premium whether you enroll through us or on your own, and our help is free.
A free plan comparison built around your doctors, prescriptions and budget, with a yearly review to keep it that way.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Security First Benefits Corporation is a licensed health insurance agency. This is a solicitation of insurance, and a licensed agent may contact you after you request information. Benefit details here are summaries only. Security First Benefits is not connected with or endorsed by the U.S. government or the federal Medicare program.
Security First Benefits Corporation
2357 Stonebridge Dr.
Flint, MI 48532
Let’s chat about our dedicated employee benefit and compliance advisory services, in addition to value-add administration and HR tools.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Other Important Disclaimers: Security First Benefits Corporation is a licensed health insurance agent authorized to market Medicare Insurance Plans. This is a solicitation for insurance. Please note a sales agent may call as a result of your inquiry for a quote. The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact the plan. Limitations, copayments, and restrictions may apply. Please note you have no guarantee issue.
Security First Benefits Corporation is not part of the Federal Medicare System.
Turning 65 requires important, time-sensitive decisions about your Medicare coverage for your retirement. Missing this opportunity or choosing the wrong coverage can be costly. Security First Benefits Corporation is here to help!
Interested in an account? Contact us.
