Need help with Employee Benefits? Talk to us.
Let’s start with your goals. We’ll review your current plan together — at your workplace, at our office, or virtually.
Let’s start with your goals. We’ll review your current plan together — at your workplace, at our office, or virtually.
Let’s start with your goals. We’ll review your current plan together — at your workplace, at our office, or virtually.
Free Employer Tool
The federal and Michigan dates employers most often miss, all in one place. Switch between the two calendars below, and bookmark this page for the year ahead.
Load the year’s HSA, FSA and commuter limits into payroll before the first pay run.
All employersEmployers filing 250 or more W-2s also report the cost of health coverage in Box 12, code DD.
All employersOnly for employers filing fewer than 10 information returns in total. Everyone else files electronically in March.
50+ employeesDue within 60 days after the plan year starts, so about March 1 for calendar-year plans.
Plans with Rx coverageMarch 3 in a leap year, or the next business day if the date falls on a weekend.
50+ employeesRequired for employers filing 10 or more information returns in total.
50+ employeesCovers the prior calendar year. Usually filed by your carrier, TPA or PBM, but self-funded plans should confirm it was done.
Group health plansGenerally required for health and welfare plans with 100 or more participants. Form 5558 extends it to October 15.
100+ participantsPaid by the employer for self-funded and level-funded plans. Carriers pay it for fully insured plans.
Self-funded plansMust reach Medicare-eligible employees and dependents before October 15, ahead of Medicare open enrollment.
Plans with Rx coverageFor calendar-year plans that filed Form 5558 by July 31.
100+ participantsSummary of Benefits and Coverage, the CHIP notice and the Women’s Health and Cancer Rights notice are commonly sent now.
Group health plansFiled with CMS each year. Carriers usually file for fully insured plans; self-funded plans should confirm with their TPA.
Group health plansFinish testing and any corrections by the end of the plan year for calendar-year cafeteria plans.
Section 125 plansQuarterly federal return for income tax withholding, Social Security and Medicare.
All employersDates shown are for calendar-year plans. If a deadline falls on a weekend or federal holiday, it generally moves to the next business day.
$15.00 an hour starting January 1, 2027, with a tipped cash wage of $6.30. Update payroll and your posters.
All employersMichigan Unemployment Insurance Agency report for October through December.
All employersPost the prior year’s injury and illness summary where employees can see it, from February 1 through April 30.
Recordkeeping employersState W-2 copies and the annual sales, use and withholding reconciliation are both due.
All employersCovered establishments submit through OSHA’s Injury Tracking Application.
Covered establishmentsReport for January through March.
All employersThe summary can come down after April 30.
Recordkeeping employersReport for April through June.
All employersReport for July through September.
All employersDue the 20th of the month after each month or quarter, depending on your filing frequency.
All employersGive new employees the written ESTA notice and keep the state poster up. Sick time resets on the benefit year you’ve chosen.
All employersReport each new or rehired employee to the Michigan New Hire Operations Center.
All employersIf a Michigan deadline falls on a weekend or state holiday, it generally moves to the next business day.
Never Miss a Date
Security First clients get regulatory alerts through HR360, help with ACA reporting and notices, and a team that keeps an eye on the calendar for them.
Additional Resources
How does your plan measure up?
Eight quick questions, a score out of 100 and your top three opportunities.
Close to 50 employees?
See what an ACA coverage gap could cost, using 2026 IRS figures.
Enrollment coming up?
Every step from renewal review to final elections, in order.
Many compliance gaps can be fixed, and the sooner they’re caught, the better your options. We’ll review where you stand and what to do next.
General information for employers, not tax or legal advice. Deadlines can change; confirm current requirements with the agency or your advisor.
Security First Benefits Corporation
2357 Stonebridge Dr.
Flint, MI 48532
Let’s chat about our dedicated employee benefit and compliance advisory services, in addition to value-add administration and HR tools.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Other Important Disclaimers: Security First Benefits Corporation is a licensed health insurance agent authorized to market Medicare Insurance Plans. This is a solicitation for insurance. Please note a sales agent may call as a result of your inquiry for a quote. The benefit information provided herein is a brief summary, not a comprehensive description of benefits. For more information contact the plan. Limitations, copayments, and restrictions may apply. Please note you have no guarantee issue.
Security First Benefits Corporation is not part of the Federal Medicare System.
Interested in an account? Contact us.
